City of North Ridgeville

Community Housing Impact and Preservation (CHIP) Program

The Lorain County Community Housing Impact and Preservation (CHIP) program offers no-cost home repairs and rehabilitations to income-eligible Lorain County homeowners, excluding the cities of Elyria, Lorain and Vermilion. Repairs may include roofs, water heaters, furnaces, electrical, insulation, ADA modifications, plumbing and more.  

The Home Repair Program provides no-cost upgrades and fixes for qualified homeowners. This grant-funded program requires no repayment by the homeowner. The Home Rehabilitation Program offers more extensive repairs and upgrades for homes. This program is funded partially through a grant that is forgivable over a five-year period and a no-interest deferred loan that is repayable at the time of sale, transfer of title or change in occupancy.

For more information and application, contact Drake Hopewell, Lorain County Community Development, 226 Middle Avenue, 5th Floor, Elyria, OH 44035, (440) 328-2413 or Marcia Walters at Great Lakes Community Action Partnership, 127 S. Front Street, Fremont, OH 43420, (419) 334-8911.  You may also visit their website at
© 2022. City of North Ridgeville – 7307 Avon Belden Road, North Ridgeville, OH 44039 – 440.353.0819